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How Banks & Fintechs Are Using PFM

The average person has multiple financial accounts to juggle, from credit cards, to mortgages, and checking accounts. These days, an individual's personal finances are often a complex web. Keeping track of the various strands of the web is essential for reaching financial goals and achieving financial stability. Personal financial management…

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How White Label Banking Is Changing Fintech

Financial technology (fintech) companies are coming up with innovative ways to help people and businesses manage their money. As of February 2020, there were 8,775 fintech startups in North America. Fintechs are playing an increasingly significant role in the financial world. For instance, fintechs now grant well over a third…

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The Top 20 Challenger Banks

Challenger banks are online, internet, or digital banks. They are competing against more traditional, incumbent banks, which is where they get the name “challenger” from. These challenger banks are hard at work across the world, using digital technology to disrupt traditional banking business models and streamline retail or small business…

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Prepaid Card Regulations

What does someone do if they want or need to pay with a card, but they don't have a checking account and don't have the credit history to open a credit card account? What about people who don't want to have access to all their funds with a single swipe…

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What is an E-Money License?

Technological advancements have led to the development and popularity of electronic money (e-money), which is a cashless payment method. Companies that want to offer their clients this service in Europe must obtain an e-money license. If you want to provide a wider range of services to your clients, an e-money…

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