There has been a rapid increase in Banking as a Service (BaaS), but what is it and why is it important? According to Business Insider, “BaaS is an end-to-end process that allows fintechs and other third parties to connect with banks' systems directly via APIs so they can build banking…
We are thrilled to announce that Hydrogen has been selected to join Mastercard Start Path, a program that enables later-stage tech startups to rapidly scale through unparalleled access to Mastercard’s technology, solutions expertise, and partners around the world. Start Path is part of Mastercard Accelerate, a global initiative that simplifies…
Terms like "financial ledger" don't exactly rouse a room, do they? However, gather a handful of banking professionals and present them with an unalterable, ledger-like database that instantly logs value-based transactions and reviews and registers changes in real time — without expensive third-party verification — and you're bound to hear…
Open banking is an $8 billion-plus revenue opportunity and one of the most seismic shifts in consumer and commercial finance technology in decades. Throughout open banking, two or more parties have access to banking data through an application programming interface (API). The goal of open banking is to improve the consumer experience. Let's take…
On November 19th, Sia Partners announced that Hydrogen won the first edition of APIficator, their international Open Innovation challenge. Sia Partners is a next-generation consulting firm focused on delivering superior value and tangible results to its clients as they navigate the digital revolution. Their 1,400+ employees provide services to Banking,…
It’s a question as old as time – should you build, buy, or both? Well, maybe not as old as time but it has been debated for many years within every industry. This decision can vary greatly depending on many factors such as your organization’s size, global footprint, IT/development resources,…
For financial institutions of all sizes, winning customers comes down to one thing: making them feel valued. Yes, this may be obvious, but companies don’t always execute this well. According to a report by Resonate, when it comes to consumers considering switching financial institutions, “Not feeling valued by their financial…
On November 12th we held our last product showcase / demo day of 2019. For those who haven’t attended one of our demo days, we select a few features, capabilities, tools, integrations, or white labels we have been working on to showcase in a live demo. You can view some…
If you have been paying attention to financial developments in the UK, you have probably heard about PSD2. Open banking in the UK has gone from an idea to reality very quickly, and PSD2 is an important reason why. If you run a bank or similar financial institution, you may…
We have yet another award to announce! We are finalists for the upcoming Benzinga Global Fintech Awards. The Benzinga Global Fintech Awards is a competition to showcase the companies with the most impressive technology, who are paving the future in financial services and capital markets! Please come to the event…