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Embedded Finance Benefits

As the fintech industry continues to change, accessible and straightforward interfaces for end users are key to helping financial institutions better engage their customers.  One way many fintechs are creating a superior user experience for customers is with embedded finance. It's a way to make financial processes like payments work…

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Is Embedded Finance the Future?

Embedded finance is financial services on the customer's terms, from anywhere and at any time. They no longer need to visit their bank to get access to their money. In some cases, embedded finance (and more specifically embedded banking) eliminates the traditional bank entirely. Some companies are stepping in to…

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Hydrogen Nominated for Benzinga Fintech Award – Best API

We are honored to be nominated for Benzinga’s Global Fintech Award in the category of Best API! As many of you know, Hydrogen accelerates digital financial innovation by enabling organizations to build fintech components or products using ONE platform. Hydrogen integrates with numerous third-party vendors, has built-in workflows, aggregates the…

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PFM in Banking

Consumers are looking for a way to monitor their financial health. Personal financial management (PFM) apps can act as the thermometer, gauging the temperature and giving people an idea of where they currently stand financially. PFM tools for banking can also go a step beyond checking the status of a…

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What are interchange fees?

Interchange fees are transaction fees used in the payment card industry, which the card-issuing bank charges whenever a credit or debit card is used to make a transaction. The fees are charged to the merchant bank, or acquiring bank, and are paid to the card issuer. The fee covers the…

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