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Hydrogen Nominated for Benzinga Fintech Award – Best API

We are honored to be nominated for Benzinga’s Global Fintech Award in the category of Best API! As many of you know, Hydrogen accelerates digital financial innovation by enabling organizations to build fintech components or products using ONE platform. Hydrogen integrates with numerous third-party vendors, has built-in workflows, aggregates the…

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PFM in Banking

Consumers are looking for a way to monitor their financial health. Personal financial management (PFM) apps can act as the thermometer, gauging the temperature and giving people an idea of where they currently stand financially. PFM tools for banking can also go a step beyond checking the status of a…

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What are interchange fees?

Interchange fees are transaction fees used in the payment card industry, which the card-issuing bank charges whenever a credit or debit card is used to make a transaction. The fees are charged to the merchant bank, or acquiring bank, and are paid to the card issuer. The fee covers the…

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5 Popular Challenger Banks in Africa

The majority of Africans remain unbanked, which has had a serious impact on economic development, but this is rapidly changing. According to Statista, in 2017, 298 million people in Africa had a bank account, which is only about 24% of the population. However, they estimate that by 2022, 456 million…

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5 Popular Challenger Banks in Latin America

Challenger banks, or neobanks, in emerging markets, like Latin America, provide a huge opportunity for fintech companies. There is a large consumer base, many of whom are unbanked or underbanked, which provides these challenger banks with the opportunity to gain new customers by leaping over more traditional financial service providers.…

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