In an era of digital banking and increased demand for mobile financial services, you might be wondering how to build a fintech app to meet changing customer needs. Your company can get many benefits from launching a fintech app, but you'll also have to navigate the difficulties of the process. With…
Can fintech and banking play nicely together? Although traditional banks might have once eyed fintech companies with concern or suspicion, the stance of traditional financial service providers seems to be evolving. Traditional banks and financial service companies no longer necessarily look at fintechs as intruders in the field but instead…
According to the Oxford English dictionary, the definition of plug and play is: Denoting or relating to software or devices that are intended to work perfectly when first used or connected, without reconfiguration or adjustment by the user. Why shouldn't fintech components be as plug and play as connecting a…
The average person has multiple financial accounts to juggle, from credit cards, to mortgages, and checking accounts. These days, an individual's personal finances are often a complex web. Keeping track of the various strands of the web is essential for reaching financial goals and achieving financial stability. Personal financial management…
Financial technology (fintech) companies are coming up with innovative ways to help people and businesses manage their money. As of February 2020, there were 8,775 fintech startups in North America. Fintechs are playing an increasingly significant role in the financial world. For instance, fintechs now grant well over a third…
Financial technology, or fintech, is on the verge of a breakthrough in Brazil in 2020. In late November 2019, Brazil’s Central Bank set out draft rules for open banking, intending to phase in the rules during the second half of 2020. These new regulations make substantial changes to the way existing…
Fintech is now ubiquitous. It is no longer a vertical, it is a feature. If you are a more traditional brand, SME, or tech company, and you do not yet have fintech integrated into your platform, it may be too late. According to a report on Techcrunch, Google has preliminary…
It has been amazing to see the response of the fintech community to the COVID-19 global crisis. This is a medical crisis first, but also a huge crisis for our small business community. According to the Small Business Administration (SBA), small businesses make up 99.7% of U.S. employer firms, 64%…
A Business Continuity Plan (BCP) is important for any tech company, and even though fintech is the ultimate digital business, it's important that all Hydrogen clients take the necessary precautions in a time of crisis. We know the importance of preparing a proper BCP all too well. In 2018, a…
In this guide, we'll explore the factors that will affect your costs, and the various approaches you can take when doing fintech application development. Thinking about creating a fintech app? It's a good idea, since the industry is expected to grow to a market value of more than $309 billion by…