A Business Continuity Plan (BCP) is important for any tech company, and even though fintech is the ultimate digital business, it's important that all Hydrogen clients take the necessary precautions in a time of crisis. We know the importance of preparing a proper BCP all too well. In 2018, a…
In this guide, we'll explore the factors that will affect your costs, and the various approaches you can take when doing fintech application development. Thinking about creating a fintech app? It's a good idea, since the industry is expected to grow to a market value of more than $309 billion by…
The fintech middleware space is a maze of buzzwords and jargon. These middleware APIs were built to make hooking into a back offices easier, but they can be just as complex and daunting. Not to worry - we are here to help you navigate this tangled web of workflows and…
It’s only February, yet the fintech market is already triggering immense change within the financial industry in 2020. Visa is acquiring Plaid for $5.3 billion, Morgan Stanley is acquiring E*Trade for $13 billion, and Lending Club is acquiring Radius Bank for $185 million. Plus, Visa is granting Coinbase the ability…
The fintech scene in Latin America is booming, and for a good reason. Nearly 70% of the Latin American population is unbanked. However, the use of smartphones is drastically increasing and it’s predicted that 90% of all Internet connections in Latin America will come from mobile devices by 2022, leaving…
For a long time, financial technology (fintech) has been its own vertical supporting the financial services industry. However, fintech companies are disrupting this space and making fintech a necessity not just for financial institutions, but for any company, in any industry. Angela Strange with a16z said, “In the not-too-distant future,…
The banking and finance industry has grown and changed in recent years. Two of the factors driving that growth and change have been the rise of financial technology (fintech) companies or programs and the use of application programming interfaces (APIs). Because of APIs and fintech, people can now do incredible…
Tech is changing the way the world works, including the financial world. In recent years, how people and businesses manage and receive money has changed considerably. Fintech, or financial technology, is in large part behind the massive shift in the industry. Apps, websites, and even new forms of currency have…
As mobile and online applications come to the forefront of many industries, app design has evolved to create amazing possibilities. From extended services, to user-friendly interfaces, many businesses are improving the way their customers interact with their services and tools. By creating mobile applications, they are ensuring the consumer or…
It was an exciting Year 2 in the development of our world-leading Hydrogen Atom platform. The Atom platform provides central data storage and orchestration, along with an analytics and calculation engine for core financial applications & components. Here is an overview of the amazing work done by our Atom product…