Payments and fintech leaders join forces to deliver best-in-class offering Dwolla, a leading payments platform, today partners with Hydrogen, a global fintech enablement platform, to offer programmable payments as an option for the financial applications being built on the Hydrogen platform. With Hydrogen, companies can choose to combine cutting-edge fintech…
Technological advancements have led to the development and popularity of electronic money (e-money), which is a cashless payment method. Companies that want to offer their clients this service in Europe must obtain an e-money license. If you want to provide a wider range of services to your clients, an e-money…
Creating prepaid debit card programs has become more mainstream than ever for business leaders who want a simpler, safer way to make purchases. With the rise of prepaid programs within companies, comes the need for effective management strategies. That’s why, when you choose a prepaid card program manager, it’s important…
The payments industry is experiencing tremendous growth, while at the same time changing rapidly and becoming more complex. There are many factors contributing to the transformation of the payments industry. COVID-19 has accelerated the rise of Payments as a Service. There are also emerging technologies such as blockchain and AI,…
In our previous post, we answered some of the more common questions we hear about prepaid cards. Another question we are asked on a regular basis is, “Can I use a virtual card instantly?" The short answer is, Yes. Since your virtual card is linked to your bank account or…
The revised Payment Services Directive (PSD2) is a regulation that aims to bring payment regulations into alignment with technology and the current financial services landscape. It has replaced the original Payment Services Directive (PSD1), which commenced in 2007. First proposed by the European Commission in 2013, PSD2 was adopted by the European…
Last year we celebrated July 4th with the announcement of Financial Independence Day. We would like to follow that up with a sneak preview of a new kind of financial independence — the decentralized finance revolution (or “DeFi” for short) led by Hydrogen Molecule. What is DeFi? DeFi is simply the new financial…