If you own a small business, you know the challenges of generating revenue and competing with larger chain establishments. Luckily, you can increase sales and lock in repeat customers with loyalty programs for small businesses. Many successful retailers offer loyalty programs with reward cards that allow customers to gain incentives…
For businesses with vehicle fleets or several employees who drive as part of their job, fuel cards are essential. By using corporate fuel cards, your business can better budget for gasoline expenses and gain improved insight into how employees are spending your organization's money. At Hydrogen, our card issuing program can provide physical…
Fraudulent activity affects all types of businesses, but small businesses are more heavily impacted by fraud than larger companies that have greater resources. A recent global fraud study indicated that the average fraud loss for businesses with fewer than 100 employees is $150,000 — which is the same rate for…
Virtual cards have become increasingly beneficial to countless fintech service providers, including app developers, financial institutions, startup companies, and even unrelated industries. These temporary mobile cash cards offer privacy, protection, and error-prevention features that physical credit and debit cards cannot, increasing their appeal to users. Card issuing programs are highly…
Business expense cards are prepaid debit or credit cards that allow companies to better control their spending habits. This spend management tool is an excellent alternative to traditional company cards, offering a convenient mobile solution that enables cardholders to access funds without the hassle of passing around one physical debit…
Embedded finance is the future of the financial services industry. It's the merging of a non-financial service provider, such as a retailer or ride-sharing company, with a financial service, such as payment processing, lending, or insurance. As embedded finance becomes more widespread, it can be helpful to examine some embedded finance examples…
In a traditional setting, payment is separate from transactions. At the end of a taxi ride, a customer has to dig into their wallet and pull out the cash or credit card needed to settle up with the driver. Embedded finance merges payments and transactions. It creates a seamless experience for the…
New York, NY - On October 26, 2020, The Hydrogen Technology Corporation was named to the Benzinga Global Fintech Listmaker and recognized in the “Best API” category. To honor it’s sixth anniversary, Benzinga is honoring the winners for the advancements they’re making in financial technology, in a new and improved…
In an era of digital banking and increased demand for mobile financial services, you might be wondering how to build a fintech app to meet changing customer needs. Your company can get many benefits from launching a fintech app, but you'll also have to navigate the difficulties of the process. With…
As the fintech industry continues to change, accessible and straightforward interfaces for end users are key to helping financial institutions better engage their customers. One way many fintechs are creating a superior user experience for customers is with embedded finance. It's a way to make financial processes like payments work…