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Release: Molecule Version 1.2

We are excited to announce the release of version 1.2 of the Molecule API. Check the details below to find out what’s new! Molecule version 1.2 has the following updates: Transferring security tokens between user walletsTransferring currencies between user walletsTracking wallet currency balancesGlobal WhitelistingDecoupling Tokenization from CrowdsellingAdding support for webhooks The…

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Release: Proton Version 1.7

We are excited to announce the release of version 1.7 of the Proton API, as part of Hydrogen’s Atom offering. View the details below to find out what’s new! Version 1.7 adds data connectivity between Nucleus and Proton, helping data flow more seamlessly within the Atom platform. This new functionality…

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What Is PSD2?

The revised Payment Services Directive (PSD2) is a regulation that aims to bring payment regulations into alignment with technology and the current financial services landscape. It has replaced the original Payment Services Directive (PSD1), which commenced in 2007. First proposed by the European Commission in 2013, PSD2 was adopted by the European…

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BaaS to the Future: Upcoming Happy Hour & Report

There has been a rapid increase in Banking as a Service (BaaS), but what is it and why is it important? According to Business Insider, “BaaS is an end-to-end process that allows fintechs and other third parties to connect with banks' systems directly via APIs so they can build banking…

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Hydrogen selected to join Mastercard Start Path Program

We are thrilled to announce that Hydrogen has been selected to join Mastercard Start Path, a program that enables later-stage tech startups to rapidly scale through unparalleled access to Mastercard’s technology, solutions expertise, and partners around the world. Start Path is part of Mastercard Accelerate, a global initiative that simplifies…

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Blockchain in Banking

Terms like "financial ledger" don't exactly rouse a room, do they? However, gather a handful of banking professionals and present them with an unalterable, ledger-like database that instantly logs value-based transactions and reviews and registers changes in real time — without expensive third-party verification — and you're bound to hear…

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Open Banking – APIs, Use Cases & Benefits

Open banking is an $8 billion-plus revenue opportunity and one of the most seismic shifts in consumer and commercial finance technology in decades. Throughout open banking, two or more parties have access to banking data through an application programming interface (API).  The goal of open banking is to improve the consumer experience. Let's take…

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Financial App Development: To Build, Buy, or Both

It’s a question as old as time – should you build, buy, or both? Well, maybe not as old as time but it has been debated for many years within every industry. This decision can vary greatly depending on many factors such as your organization’s size, global footprint, IT/development resources,…

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