APIs Archives - Hydrogen

What Is a Challenger Bank?

Sometimes called neobanks, challenger banks have no brick-and-mortar branches or physical locations. They are entirely digital, and some might technically not even be banks at all. The services offered by challenger banks are typically available through mobile apps or websites and might include the ability to transfer money between accounts,…

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Popular Challenger Banks in the United States

Challenger banks are hard at work across the world, using digital technology to disrupt traditional banking business models and streamline retail banking, changing banking as we know it. According to a recent report from Cornerstone Advisors, 14.2 million Americans consider a digital bank to be their primary banking relationship. This…

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How Banks & Fintechs Are Using PFM

The average person has multiple financial accounts to juggle, from credit cards, to mortgages, and checking accounts. These days, an individual's personal finances are often a complex web. Keeping track of the various strands of the web is essential for reaching financial goals and achieving financial stability. Personal financial management…

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How White Label Banking Is Changing Fintech

Financial technology (fintech) companies are coming up with innovative ways to help people and businesses manage their money. As of February 2020, there were 8,775 fintech startups in North America. Fintechs are playing an increasingly significant role in the financial world. For instance, fintechs now grant well over a third…

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What is an E-Money License?

Technological advancements have led to the development and popularity of electronic money (e-money), which is a cashless payment method. Companies that want to offer their clients this service in Europe must obtain an e-money license. If you want to provide a wider range of services to your clients, an e-money…

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Why Use Hydrogen’s Integration Platform?

To build financial applications with the features your customers expect, you need to incorporate data from third-party applications. Integrations simplify life for users and make your product stand out in the competitive fintech landscape. However, integrating with outside services often proves frustrating and time-consuming. Whether you're developing an app within…

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APIs in Fintech

The banking and finance industry has grown and changed in recent years. Two of the factors driving that growth and change have been the rise of financial technology (fintech) companies or programs and the use of application programming interfaces (APIs). Because of APIs and fintech, people can now do incredible…

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