UK Archives - Hydrogen

Popular Challenger Banks in the United Kingdom

Challenger banks are using digital technology to disrupt traditional banking business models and streamline retail banking. Open banking has played an important role in the rise of challenger banks, which has resulted in the United Kingdom becoming a hot-bed for challenger banks disrupting the banking industry.  According to Accenture, about…

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Prepaid Card Regulations

What does someone do if they want or need to pay with a card, but they don't have a checking account and don't have the credit history to open a credit card account? What about people who don't want to have access to all their funds with a single swipe…

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Open Banking – APIs, Use Cases & Benefits

Open banking is an $8 billion-plus revenue opportunity and one of the most seismic shifts in consumer and commercial finance technology in decades. Throughout open banking, two or more parties have access to banking data through an application programming interface (API).  The goal of open banking is to improve the consumer experience. Let's take…

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Open Banking in the UK

Open banking is a way that you can give financial information to providers without risking your security. If you already use online and mobile banking, you can use open banking for easy access to payment processing, financial data, and even comparison shopping. Open banking is quickly becoming the preferred way…

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Open Banking, A Global Outlook

Open banking refers to the use of open APIs that enable third-party developers to build applications and services on top of a particular financial institution or group of institutions. This is typically done via an initiative by a bank to open its APIs to third-parties and give those third-parties access…

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