Hydrogen partners access ONE bundled platform with all features listed.
Orchestrated ACH deposits and direct deposits with payroll integrations.
Hydrogen has spent years on product development to enable integrated payment and deposit rails in card programs. This includes orchestrated ACH, bank links, direct deposit, and payroll integrations.
Allow your users to fund their debit card from 10,000+ banks across the U.S., with our fully integrated ACH that is included in our fee.
We authenticate and check balances on bank accounts for all ACH deposits, reducing fraud, reversals, and overdrafts.
Our accounts include a routing and account number, for no extra fee. Push direct deposits to the account.
Any account can be connected to U.S. payroll systems for automated direct deposits. Push up to $2,500 in every deposit.
We have integrated with leading direct deposit switching APIs, which connect to 10,000+ payroll softwares and employers.
Our engine calculates either percentages or dollar amounts that users can direct deposit to an account. Move up to 100% of a payroll.
Use our reserve transfer and ledgering system on the platform to move money onto cards in just seconds.
We have a robust admin to manage direct deposits, including a CSV load that allows you to automate deposits for employees.
Our ACH and direct deposit features have fully orchestrated no-codes that you can embed in seconds. Configure dozens of features.
On our robust portal, you can get live analytics that break down deposits, demographics, bank links, and trends in your account.
Our no-code components save you years of contracting, API integration time, and product development. You can configure dozens of features, such as colors, logos, illustrations, and deposit options. Below, we show the power of our Direct Deposit no-code.
Hydrogen supports use cases that fit the business models of companies that want to offer deposits to their own employees/contractors, or tech platforms that want to enable third-parties.
Companies use Hydrogen's platform to create financial wellness and rewards programs for their employees.
Companies in the gig economy market use Hydrogen's platform to offer branded wallets to 1099 workers.
Companies that service employers and gig economy firms use Hydrogen's platform to power their solution.
Companies that want to launch a card program use Hydrogen's platform to encourage larger deposits and spending.