Hydrogen Deposit

Orchestrated ACH deposits and direct deposits with payroll integrations.

Deposit Features

Hydrogen has spent years on product development to enable integrated payment and deposit rails in card programs. This includes orchestrated ACH, bank links, direct deposit, and payroll integrations.

Cardholder ACH

Cardholder ACH

Allow your users to fund their debit card from 10,000+ banks across the U.S., with our fully integrated ACH that is included in our fee.

Bank Authentication

Bank Authentication

We authenticate and check balances on bank accounts for all ACH deposits, reducing fraud, reversals, and overdrafts.

Direct Deposit DDA

Direct Deposit

Our accounts include a routing and account number, for no extra fee. Push direct deposits to the account.

Payroll Integration

Payroll Integration

Any account can be connected to U.S. payroll systems for automated direct deposits. Push up to $2,500 in every deposit.

Direct Deposit Switching

Switch Direct Deposits

We have integrated with leading direct deposit switching APIs, which connect to 10,000+ payroll softwares and employers.

Percentage or Dollar Pay

Percentage or Dollar Pay

Our engine calculates either percentages or dollar amounts that users can direct deposit to an account. Move up to 100% of a payroll.

Thresholds

Employee and Contractor Payouts

Use our reserve transfer and ledgering system on the platform to move money onto cards in just seconds.

Admin and CSV Loads

Admin and CSV Loads

We have a robust admin to manage direct deposits, including a CSV load that allows you to automate deposits for employees.

Embeddable No-Codes

Embeddable No-Codes

Our ACH and direct deposit features have fully orchestrated no-codes that you can embed in seconds. Configure dozens of features.

Payroll Analytics

Payroll Analytics

On our robust portal, you can get live analytics that break down deposits, demographics, bank links, and trends in your account.

Orchestrated No-Codes

Our no-code components save you years of contracting, API integration time, and product development. You can configure dozens of features, such as colors, logos, illustrations, and deposit options. Below, we show the power of our Direct Deposit no-code.



Hydrogen Deposit Use Cases

Hydrogen supports use cases that fit the business models of companies that want to offer deposits to their own employees/contractors, or tech platforms that want to enable third-parties.

Employers

Employers

Companies use Hydrogen's platform to create financial wellness and rewards programs for their employees.

Gig Economy

Gig Economy

Companies in the gig economy market use Hydrogen's platform to offer branded wallets to 1099 workers.

Tech Platforms

Tech Platforms

Companies that service employers and gig economy firms use Hydrogen's platform to power their solution.

Card Programs

Card Programs

Companies that want to launch a card program use Hydrogen's platform to encourage larger deposits and spending.

Frequently Asked Questions

Is Hydrogen Deposit white labeled?

Yes! All of our no-code UI is white labeled and can be configured on our portal.

Can I use Deposit if I have an existing banking or debit program?

Yes! It is recommended to run Deposit where Hydrogen is the program manager, because you will get access to all our other products and deposits will integrate seamlessly with our wallet. However, you can still use some of the Deposit features if you run a program outside of Hydrogen.

Are all third-party vendor costs included in the price?

Yes! All costs are bundled in one contract.

Still have questions?

Questions

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