Score the health of client portfolios and finances.
Provide financial wellness solutions to your clients with financial health checks and portfolio optimizations powered by Hydrogen APIs.
Financial Health Check
Assess the health of a client’s financial situation in order to provide them with recommendations and guidance. Once a client has aggregated their accounts and provided details about their assets, liabilities, income, and expenses, indicate a pass/fail based on predefined ratio rules.
Assess the level of diversification exhibited by an investor’s portfolio. The score compares the portfolio volatility to the volatility of the underlying portfolio holdings, in order to derive a score from 0 to 100, where 0 indicates no diversification and 100 indicates the maximum theoretical diversification level.
Portfolio Optimization Score
Assess the relative health of a portfolio, as compared to a mean-variance optimized portfolio. A portfolio optimization score defines how far a portfolio is away from the mean-variance efficient frontier in order to identify any improvement potential. The comparison is done on the basis of return-to-risk ratio, producing a score on a 0 to 100 scale, where 100 represents the optimized portfolio.