Hydrogen debit cards come with some of the best features of checking accounts, without the heavy compliance burden and costs that you would endure by offering banking products.

Demand Deposit Accounts (DDAs)

Hydrogen debit cards are enabled as Demand Deposit Accounts (DDAs). This means they have a routing number and account number. This feature allows the debit cards to be funded by pushing money directly from a cardholder's paycheck, just as they would to a Chase, Wells Fargo, or Chime bank account.

Federal Deposit Insurance Corporation (FDIC) Insurance

Hydrogen debit cards are insured up to $250,000 by the Federal Deposit Insurance Corporation (FDIC). This protects the money held on the cards, in the event of a failure by the sponsor bank.