Simple monthly pricing with fast approvals

No setup fees. No crazy minimums. No long-term contracts.

Experiment

FREE
  • Web Components & Web Apps
    No Mobile
  • Hydrogen Branded
  • Limited Calls & Users
  • ✓ Debit
    - Credit
    - Wealth
Most Popular

Expand

$1/USER/MO
  • Web Components & Web Apps
    + Mobile Components
  • Your Brand
  • Unlimited Calls & Users
  • ✓ Debit
    ✓ Credit
    - Wealth

Transform

CUSTOM
  • Web Components & Web Apps
    + Mobile Components
  • Custom Options
  • Unlimited Calls & Users
  • ✓ Debit
    ✓ Credit
    ✓ Wealth

Feature Comparison

Features

Experiment

Free

Most Popular

Expand

$1/user/mo

Transform

Custom Pricing
10k User Min

Hydrogen Products
✓ Debit
- Credit
- Wealth
✓ Debit
✓ Credit
- Wealth
✓ Debit
✓ Credit
✓ Wealth
No-Codes
Web Components + Web Apps
Web & Mobile Components + Web Apps
Web & Mobile Components + Web Apps
BrandingInfo
Hydrogen
Your Brand
Your Brand + Custom Options
User Limits
100 Total
Unlimited
(100 Minimum)
Unlimited
(10k Minimum)
API Call Limits
1,000/mo
Unlimited
Unlimited
Card Interchange Fee ShareInfo
Yes, up to 1%
Yes, up to 5%
Yes, custom
Virtual Card Limits
100 Cards
Unlimited Cards
Unlimited Cards
Physical Card Limits
No Physical Cards
Unlimited Cards
Unlimited Cards
Card TokenizationInfo
Google & Apple, Hydrogen Logo
Google & Apple, Your Brand
Google & Apple, Your Brand
Card Funding
ACH
ACH + Direct Deposit
ACH + Direct Deposit
No-Code Add-On
Included
Included
Remove Hydrogen Logo Info
Included
Included
Mobile WebViews Info
Included
Included
Custom CNAME Info
Included
Included
Custom Images Info
Included
Included
Custom CSS Info
Included
Included
All Google Fonts Info
Included
Included
Plasma Data Add-On
Included
Included
Merchant Transaction Data Cleansing Info
Included
Included
Custom Card Rewards Info
Included
Included
Custom Loyalty Programs Info
Included
Included
Card Payroll Direct Deposit (DDA) Info
Included
Included
Business Intelligence Dashboards Info
Included
Included
Data Masters Info
Included
Included
Compliance Add-On
Included
Included
Client Data Downloads Info
Included
Included
Client Data Deletions Info
Included
Included
PCI, SOC2 Compliance Pass Through Info
Included
Included
Enterprise Add-On
Included
Premium Physical Cards Info
Included
Solutions Consultant Info
Included
Custom Bank Approvals Info
Included

Cost Savings

Use our interactive tool below to discover the amazing cost savings across product development, vendor, legal, and ongoing fees by using Hydrogen's SaaS platform.

Months with Hydrogen

1

Cost Savings
Cost Savings Using Hydrogen
Info
  • Product Development: Assumes average US fees for software development, product management, QA, and UI, reported by Glassdoor
  • Vendor Fees: estimated retail price charged directly by issuers and middleware firms
  • Legal Fees: $260/hour average US fee, reported by Legal Trends Report
  • Ongoing Fees: estimate API and monthly minimum fees from vendors, plus hosting and data fees
  • $

    Included in the plans:

    Secure platform

    Enterprise Grade Security

    Hydrogen uses enterprise grade encryption and SSL, and routinely performs vulnerability and penetration tests on its platform.

    Robust documentation

    Robust Admin Portal

    Our admin portal includes solutions guides, configuration libraries, and detailed instructions to get you started.

    Compliance

    Compliance and Insurance

    Hydrogen takes on the compliance and insurance requirements that would typically cost you hundreds of thousands of dollars.

    No-Code

    No-Code Editor

    Configure and preview all no-code components and web apps before deploying them, with our beautiful no-code editor.

    Frequently Asked Questions

    Does the per user monthly fee include all costs?

    Yes, the pricing includes all upfront and ongoing costs to you! This includes program setup, physical card printing and shipping, virtual card issuance, wallet tokenization, maintenance fees, monthly fees, purchase fees, inactivity fees, technology fees, ATM withdrawals (3rd party bank fees may apply), ACH, direct deposit, bank auth, balance checks, data cleansing, rewards programs, no-codes, analytics, and customer service. To view any auxiliary cardholder fees not covered in this price, please see our cardholder agreement.

    Who should be using each plan?

    Experiment

    Companies that want to try Hydrogen before moving to a paid plan, and/or those companies that have <100 users and don't require their own branding.

    Expand

    Companies with over 100 end users, and/or those companies that want to run their own branded card programs with rewards, direct deposit, data cleansing and more.

    Transform

    Companies with over 10,000 end users, and/or those companies that want to print premium physical cards and access custom pricing/legal options.

    Is the Experiment plan really free?

    Yes, it's 100% free.

    In which countries can I use Hydrogen?

    Hydrogen is currently only available in the United States. If you are outside of the U.S., you can get on the waitlist for future international expansion.

    How long are the contract terms?

    The Experiment and Expand SaaS plans have month to month contracts. The Transform plan has custom contracts.

    How am I billed?

    You will be invoiced monthly, and billed to your card on file. We accept all major debit and credit cards.

    Still have questions?

    Questions
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