Yes, the pricing includes all upfront and ongoing costs to you! This includes program setup, card issuance, mobile wallet tokenization, maintenance fees, monthly fees, purchase fees, inactivity fees, USD, collateral, technology fees, crypto on-ramps, crypto custody wallets, ACH, direct deposit, bank auth, balance checks, data cleansing, rewards programs, no-codes, analytics, anti-fraud, customer support, and all standard third-party vendor costs. To view any one-off fees charged directly to end users, please see one of our standard cardholder agreements.

Yes! You can use the crypto on-ramps standalone without launching a crypto debit card program with us. All products are run on the same set of APIs and platform, with a standardized data model and integration library.

Yes. We are very Web3 friendly, so we can accept any crypto asset on a major blockchain network. Additional fees apply.

Crypto Debit Cards: due to U.S. banking regulations, only by companies registered in a U.S. state serving U.S. end users.
Standalone On-Ramps: can be used by companies and end users globally, at Hydrogen's discretion.

Crypto Debit Cards: all contracts start at 2-years, but we can do a 1-year term for a higher monthly fee.
Standalone On-Ramps: there are no fees, so we do not lock you into a contract.

We will pull from your linked bank account via ACH (USD payments) or from your master crypto custody wallet (crypto payments).