Product Roadmap

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Hydrogen APIs

Latest Releases

View all features released over the last 90 days.

Feature Description Status Release Date
Forgot PIN If a user has forgotten their PIN on either virtual or physical cards, display the PIN in a PCI compliant container after a security check. Released Jun 2022
Cards KYC Minimum Age (18) Our bank partner will currently reject any card applications under the age of 21, but we are working to have them change this to 18. Released Jun 2022

Upcoming Roadmap

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Feature Description Status Release Date
Automated Payroll Connect (Direct Deposit Switching) Allow cardholders to login to their payroll provider and link their card account number to their payroll direct deposit, for larger, automated deposits into their accounts. In Progress Jul 2022
Enhanced KYC, Anti-Fraud Engine & Admin Enhanced KYC and AML protections, including document verification and biometric identity checks. Admin to view client, card, ACH, and transaction fraud blocks and flags by Hydrogen. In Progress Jul 2022
Client Admin & Invite Codes View and download client details, including DDA accounts for employers and payroll. Invite pre-approved clients to your app with an email link and code, or sign them up via API. Remove public sign up forms from your white label apps. In Progress Jul 2022
Notifications & Alerts Automated notifications via email and SMS for configurable alerts. Examples include card fulfillment status (printed, shipped etc.), card loads, funds transfer status, declined transactions, low balance. In Progress Jul 2022
Debit Rewards No-Code Configurable no-code Web Component, WebView, and widget in our white label app, which shows users pending and earned rewards. In Progress Jul 2022
Debit White Label Mobile App (iOS & Android) White Label mobile app (iOS & Android) to issue cards and view balances, transactions, and analytics. Use as a beta app while integrating our WebViews into your own custom app. In Progress Aug 2022
Mobile Sample Apps Sample apps that embed and authenticate our cards WebViews for Native iOS, Native Android, React Native, Flutter, Ionic, Xamarin In Progress Aug 2022
User Referral System Referral codes generated for each Nucleus client and integrated into the Rewards Admin and white label. In Progress Aug 2022
Card-Linked Rewards (Merchant Funded) Cardholders will receive up to 20% cash back at leading retailers and merchants nationwide. These rewards will be funded by merchants directly, not from your reserve account, and linked directly to purchases made with your card program. In Progress Aug 2022
Instant Bonus Load Configure bonuses in our Rewards Admin that can be instantly loaded to users when a card is issued or a user is referred. In Progress Sep 2022
Rewards Points System Configuration on rewards admin to set each dollar spent equal to X points, instead of purely tracking rewards on a dollars basis. In Progress Sep 2022
Fiat to Crypto On-Ramp Instantly purchase crypto in a Hydrogen custody wallet (or send to a private wallet) with your bank account, debit card, or credit card. In Progress Sep 2022
Crypto Debit Cards This solution will allow debit card users to hold custody wallets with Hydrogen, use Hydrogen's crypto on-ramp, and then spend their crypto at any merchant that accepts cards globally. In Progress Oct 2022
Affiliate Rewards (Merchant Funded) Cardholders will receive up to 10% cash back at leading retailers and merchants nationwide. These rewards will be funded by merchants directly, not from your reserve account, and linked to affiliate codes provided to your company. Any card can be used for the purchase for the cardholder to receive the reward. In Progress Oct 2022
Crypto Rewards (Tenant Funded) Pay cardholder rewards in cryptocurrency (e.g. BTC or ETH), instead of USD. Rewards will be paid by converting money held in your Reserve Account. Requested Oct 2022
Sign Up Funnel BI Track app sign ups, conversions, churn, dropoffs, bottlenecks on a business intelligence dashboard. Requested Nov 2022
Credit Building Credit building feature that allows clients to pay back a small loan with their debit card on a monthly basis and raise their credit score. Requested Nov 2022
Payroll Earned Wage Access (EWA) Earned Wage Access (EWA) also known as 2 day early direct deposit, allows users to receive their paycheck to the card early. Requested Dec 2022
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