Hydrogen Reward

Add debit card linked rewards, with a built-in calculation and disbursement engine.

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Features
No-Codes
Use Cases
FAQ

Reward Features

Hydrogen standardizes, analyzes, and cleanses millions of pieces of data, making robust rewards features easy to add for any banking, prepaid, or debit card program.

Program Funded

Pay out rewards to cardholders from your own reserve balance for sign up bonuses, referrals, MCCs, merchants and more.

Merchant Funded

We have partnered with 100+ national brands that offer fully subsidized rewards. We orchestrate and disburse the rewards to cardholders.

Card Linked

All rewards matching, calculations, and disbursements are automatically linked to card transactions, with zero manual input needed!

Automated Disbursements

Our rewards engine is 100% set it and forget it. Once calculated, all funds are automatically disbursed to cardholders via P2C, RTP, or ACH.

Spending Boosts

Automatically reward cardholders when they meet spending criteria. The more they spend, the more interchange you earn!

Custom Periods

Set rewards payouts on a monthly, quarterly, or annual schedule. Want users to only qualify in the initial period? You can do that too.

Thresholds

Set thresholds with max dollar payouts. Thresholds can be set with either a tiered or absolute structure, with multiple levels.

Merchant Loyalty

Our engine allows you to reward purchases at local merchants using their Merchant ID (MID) or national merchants with only their name.

Instant Bonuses

Instantly disburse bonuses to users when they create an account. You can also disburse bonuses at the end of a defined period.

Balance Incentives

Incentivize larger balances on your cards with rewards payouts based on average balances over a defined period.

MCCs & Categories

Add rules for Merchant Category Codes (MCCs), or for more granular and user-friendly attribution, use our own proprietary categories.

Data Cleansing

All transactions are automatically put through our data cleansing engine to help attribute them to the correct merchant or category.

Business Intelligence

On our portal, you can view detailed data and analytics on pending and earned rewards, including merchant spending.

Custom Merchant Reporting

Run analytics reports by MCC or merchant name to build your own relationships with merchants outside of Hydrogen.

Pending Tracking

Use our portal to track and audit pending rewards. Cardholders can also track pending rewards through our no-code apps.

Referral Bonuses

Automatically configure and disburse bonuses to users or partners for successful referrals, with built-in referral links.

Embeddable No-Code UI

Embed no-code UI components on both web and mobile apps, to display pending and earned rewards to cardholders.

Notifications

Configure white labeled SMS and email alerts that can be sent to cardholders for any earned bonuses and rewards.

Fee Reimbursements Coming Soon

Automatically reimburse cardholders for foreign transaction, ATM, card replacement, and other miscellaneous fees.

Rewards Points Coming Soon

Assign point values to dollars, allowing cardholders to accrue and redeem points based on your own custom rules.

Orchestrated No-Codes

Not only do we have a rewards engine, but we also provide all of the UI you need to launch a world-class rewards program, in only a few days! You can configure and deploy UI on the Hydrogen portal, with no-coding. Change logos, colors, fonts, and images. Our UI will show both pending and disbursed rewards.

Reward Use Cases

Hydrogen supports use cases that fit the business models of companies that want to fund their own rewards and/or utilize third-party merchant funded programs.

Program Funded Bonuses

Companies use Hydrogen's engine to push sign up, spending, and threshold-based bonuses automatically to users.

Program Funded Merchants

Companies use Hydrogen's engine to push their own national, MCC category, or hyper-local sourced rewards to users.

Merchant Funded Card-Linked

Companies use Hydrogen's card-linked offers from 100+ national merchants to push rewards at no cost.

Merchant Funded Affiliate

Companies use Hydrogen's affiliate offers from hundreds of merchants to push time-limited online offers.

Frequently Asked Questions

What types of reward networks does Hydrogen offer?

We offer rewards that are merchant funded and captured on each card swipe, or as affiliate offers. You may also fund rewards from your own reserve account.

Is Hydrogen Reward white labeled?

Yes! All of our no-code UI is white labeled and can be configured on our portal.

Can I use Reward if I have an existing banking or debit program?

Yes! It is recommended to run Reward where Hydrogen is the program manager, because you will get access to all our other products, and the Reward engine will automatically work on the transactions. However, you can still use all the Reward features if you run a program outside of Hydrogen.

Are any third-party rewards vendor costs included in the price?

Yes! All costs are bundled in one contract.

Does Hydrogen handle the disbursements of the rewards?

Yes! In our managed programs, all disbursements are completely automated by Hydrogen at no extra cost. If you are running your own banking program, we can disburse the funds via ACH to your users.

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