Hydrogen Provided Collateral
You will need $1 of collateral for every $1 spent in crypto on the cards. Hydrogen puts this up entirely on your behalf, saving you millions!
Treasury
We take care of the most complicated piece of a crypto debit program, with back to front treasury management on your behalf.
Treasury Management Features
We run the entire ledger with the sponsor bank, processor, and MSB partner. This includes managing all USD collateral, daily/weekly float, and settlements. Put the millions you save into growing your userbase!
Crypto Ledger
We have a sophisticated crypto ledgering system to track master and sub-wallet level on-ramps and off-ramps.
USD Ledger
We manage a parallel USD ledger to the crypto ledger, mirroring all transactions, withdrawals, disputes, returns, and settlements.
MSB Settlements
We settle up with the MSB and liquidity partners on your behalf daily, taking on all of the operations and compliance risk.
Bank Settlements
Hydrogen keeps a master wallet with the bank on your behalf, managing the minimums, float, and any disputes on behalf of your clients.
JIT Processor Settlements
Our APIs orchestrate the Just-in-Time (JIT) funds flows from the bank to the processor, and then to the MSB partner for settlement.
Token Liquidity
You never have to deal with liquidity providers, DEXs, or other exchanges to manage on-ramps and off-ramps in the custody wallets.
Chargebacks and Disputes
Our engine manages disputes between your customers and card networks, orchestrating the return of crypto to the proper wallet.
Pre-Authorizations
Hydrogen will manage pre-authorizations and holds on your behalf, putting up temporary USD collateral for the best customer experience.
Refunds and Returns
We manage all cash collateral needed to process refunds and returns, orchestrating purchases to return crypto to the proper wallet.
Example Funds Flow
Your company has better things to do than deal with treasury management, such as run your actual business! We have dozens of funds flows, workflows, and operational tasks that we operate on your behalf. Below, we have included an example funds flow that is indicative of how Hydrogen manages the treasury day to day:
Frequently Asked Questions
Does Hydrogen manage JIT transactions with merchants?
Yes.
Will my company be required to put up any USD collateral?
No! Hydrogen puts up all collateral on your behalf.
Will my company be required to put up any crypto collateral?
Only if you want to push out rewards from your master wallet or offer spending with a token not supported by our MSB partners.
Do we need to do any settlements with liquidity providers?
No.
Still have questions?
