White Label USD & Crypto Debit Cards

Quickly launch white label debit cards with no coding and ONE all-inclusive platform.

Announcements  Announcements: 200 customers using Hydrogen's bundled plans and counting! Read More

Welcome to Debit in a Box

Hydrogen takes the pain out of adding debit products to your business, with a fully orchestrated and bundled platform. No third-party contracts or development. No coding skills needed. No headaches piecing together complex workflows.

Debit

Debit Cards & Virtual Wallets

Wallet

Issue branded physical, virtual, and tokenized debit cards, with our configurable and embeddable no-code apps. No setup or monthly access fees. Earn up to 1% in interchange revenue!

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Rewards

Debit Rewards & Disbursements

Reward

Create your own custom rewards program with dozens of configurable rules and automated disbursements. Plus, cardholders can earn up to 10x more when they spend at 100+ merchants in our rewards network.

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Cards

Debit ACH & Direct Deposit

Deposit

Increase deposits in your debit program with fully integrated ACH and bank authentication. Enable direct deposit accounts, including automated payroll direct deposit switching. Pay out tips and paychecks to employees on virtual or physical cards.

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Credit

Debit Spending Controls & Analysis

Spend

Add spending controls on transactions at a program or cardholder level. Categorize and cleanse transactions. Add cash flow, budgeting, and spending analysis to any program.

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Other features:

Huge Cost and Time Savings

Hover over the bubbles to see the enormous costs you would encounter to build a white labeled banking product over a typical four-year contract term with third-parties. When you build on Hydrogen, all of the features below are wrapped in our beautiful and configurable no-code applications, with all anti-fraud, security, and compliance included.

Hover over the bubbles to see the enormous costs you would encounter to build a white labeled banking product over a typical four-year contract term with third-parties. When you build on Hydrogen, all of the features below are wrapped in our beautiful and configurable no-code applications, with all anti-fraud, security, and compliance included.

  • Product Build: 1 year and $200k
  • Monthly Minimums: 30 months and $300k
  • API Access Fees: 4 years and $360k
  • Vendor Fees: 18 months and $125k
  • Product Manager: 4 years and $480k
  • Compliance Officer: 4 years and $450k
  • SOC 2, PCI Compliance: 4 years and $425k
  • Penetration Test, PII Vault: 4 years and $240k
  • Breach, Crime, E&O, Liability Insurance: 4 years and $210k
  • Bundled Integrations

    Hydrogen has dozens of integrated APIs bundled in its products, saving you thousands of hours of development time. You never have to speak with any third-party API partners, get APIs keys from them, or negotiate contracts!

    "Our company mission is simple: transform businesses from consumers of financial products into producers, creating a fairer, more affordable, and more transparent ecosystem in the process."

    Matthew Kane, Co-Founder

    Card issuance made easy

    We make it easy to embed debit products with
    ONE no-code platform and bundled contract.

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