Embedded Finance Simplified

Quickly add white labeled financial products to your business using ONE connected no-code platform.

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Fintech is Hard. We Make it Easy and Embeddable.

There are dozens of contracts, integrations, and workflows needed to offer your own financial products. Luckily, Hydrogen has done the hard work for you, saving you over 80% of the cost and time! Explore our embeddable products:

Cards

Physical & Virtual Debit Cards

Debit

Issue branded physical, virtual, and tokenized debit cards, with our configurable and embeddable no-code apps. No lockups, minimums, or setup fees. Plus, earn up to 5% in cash back on every transaction!

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Credit

Consumer Credit Coming Soon

Credit

Issue revolving credit lines to your customers, with your own branded credit cards! Use our configurable and embeddable no-code apps to get to market fast. Earn up to 5% cash back on every customer transaction, with no credit risk!

Join the waitlist

Amazing USD and Crypto Rewards

Earn up to 20x more than our interchange share when your cardholders spend at 100+ popular merchants in our rewards network. Pay out rewards in USD or Crypto. Learn more about rewards.

Other features:

Virtual Cards
Direct Deposit
Spending Controls

Huge Cost and Time Savings

Hover over the bubbles to see the enormous costs you would encounter to build a white labeled financial product over a typical four-year contract term, with sponsor banks and other third-parties. All of the features below are wrapped in our beautiful and configurable no-code applications. Hydrogen starts at $0/month, with no long-term contracts.

View the enormous costs you would encounter to build a white labeled financial product over a typical four-year contract term, with sponsor banks and other third-parties. All of the features below are wrapped in our beautiful and configurable no-code applications. Hydrogen starts at $0/month, with no long-term contracts.

  • Product Build: 1 year and $200k
  • Monthly Minimums: 30 months and $300k
  • API Access Fees: 4 years and $360k
  • Vendor Fees: 18 months and $125k
  • Product Manager: 4 years and $480k
  • Compliance Officer: 4 years and $450k
  • SOC 2, PCI Compliance: 4 years and $425k
  • Penetration Test, PII Vault: 4 years and $240k
  • Breach, Crime, E&O, Liability Insurance: 4 years and $210k

    • "Our company mission is simple: transform businesses from consumers of financial products into producers, creating a fairer, more affordable, and more transparent ecosystem in the process."

    Mike Ross Kane, Co-Founder & CEO

    Take the complexity out of fintech

    We make it easy to embed financial services
    with simple pricing and no long-term contracts.

    Get Started Free
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