Hydrogen Cards

Issue physical and virtual debit cards with our fully built and configurable embeddable applications. No lockups, minimums, or other hidden fees. Plus, earn revenue on every swipe!

Cards Reimagined

Hydrogen manages the legal, compliance, support, and insurance of the card program, with components for onboarding, funding, and controls, making debit card issuance easy to add for any business.

Quick Setup

Quick Setup

Creating a card program typically takes 6+ months. With Hydrogen, get up and running in just a few days, with monthly contracts.

White Label Design

White Label Design

Keep your brand top of mind every time users spend money. Add branding to the cards, including your colors and logo.

Huge Cost Savings

Huge Cost Savings

Pay $0 to create the card program (typically $30k+), $0 for development (typically $100k+), and save with no long-term commitments.

Fast Approval

No-Code Apps

Quickly get to market with pre-approved, fully configurable UI for web and mobile, including full white label apps.

Interchange Fee Share

Interchange Fee Share

We provide up to 1.5% on all transactions! Share this revenue with users in the form of cash back/rewards, or keep for profits.

PCI Compliance

SOC 2 & PCI Compliance

Hydrogen has been certified for SOC 2 & PCI compliance, and passed security audits by all partners, so you don't have to.

Program Management

Full Program Management

All contracting at the issuing bank, card network, and wallets has already been completed by Hydrogen for you.

Physical & Virtual

Physical & Virtual

We offer both physical cards and virtual cards that can be designed in our card editor. The same card number can be applied to each.

Consumer and Corporate Cards

Consumer and Corporate Cards

We can issue both general purpose reloadable cards for consumers, and corporate funded marketing and supplier payment cards.

ACH Included

ACH & Bank Auth

Fund your reserve and enable consumer loads via ACH. Authenticate user bank accounts to confirm ownership and balances.

Bank Auth

FDIC Insured DDA Accounts

Card Accounts are insured up to $250,000 by the FDIC, with Direct Deposit Accounts (DDA) for direct deposit payroll.

Tokenized Cards

Tokenized Cards

Pre-approved tokenization for Apple, Google, and Samsung wallets, for both physical and virtual cards.

No Fee ATM Access

No Fee ATM Access

Withdraw cash on consumer cards at over 55,000 ATMs nationwide, with no additional ATM fee charged by Hydrogen.

Cash Top Ups

Cash Top Ups

Top up consumer cards at retailers including large national brands CVS, Walgreens, and Dollar General.

Card Controls

Card Controls

Issue, lock, unlock, close, and more card controls on our beautiful admin UI.

PIN Management

PIN Management

End users can set a personal PIN code for ATM and point of sale security.

Rewards & Cash Back

Rewards & Cash Back

Automate rewards based on spending, bonuses, balances, MCCs, and merchants.

Spending Controls

Spending Controls

Admins and end users can set spending controls for amounts and categories.

Coming Soon Business & Consumer Credit Cards

Issue branded credit cards to your users starting in late 2021. We recommend that companies start with debit cards first, and then introduce credit after gaining some traction. Get started free now.


Revenue Potential

Every time your users swipe their card, you will receive up to 1.5% back.
Use the interactive model below to estimate your revenue potential.

100

100

$ 1,000

Additional Revenue Per User

$ 10

Total Annual Revenue

$ 10,000

No-Code Applications

No-code components are small standalone software applications built on top of our APIs. All components can be embedded with a few lines of code and easily connected to client data!

Embeddable Components Basic

White Label App

Does your company have limited technical skills or lack a platform to embed components into? Not to worry! We have a configurable white labeled cards app:


  • Fully hosted by Hydrogen
  • Branded portal with your own domain
  • No coding needed
  • User signup, login/logout, and security

Card Issuance Made Easy

Hydrogen components take all the hard work out of creating a card program.

Embeddable

Embeddable

Hydrogen embeddable components can be placed in any website or mobile app with just a few lines of HTML or JS code!

Orchestrated

Orchestrated

Hydrogen orchestrates the bank, network, ACH, KYC, IAV, & tokenization features. You don’t need a PhD in payments.

Configurable

Configurable

Easy component configurations are available to fit your brand, including logos, colors, fonts, styles, and features.

Beautiful

Beautiful

Hydrogen's design team has created beautiful templates that will integrate into any existing or new application.

Use Cases

Hydrogen Cards is used by companies across dozens of verticals to leverage the power of SaaS based debit card issuance. We support both consumer and corporate card BINs. See All >



Branded Cards

Branded
Cards

  • Brands & SMB >
  • Tech & E-Commerce >
  • Fintech Apps

    Fintech
    App Cards

  • Banking & Payments >
  • PFM & Wellness >
  • Cards Preview

    Our white label apps and components make managing card programs simple.


    Card Designer

    Add your brand color and logo to preview your card. It's that simple with Hydrogen!

    Background Color

    Logo (svg only)


    1234 
    5678 
    9000 
    0000
    Valid thru 11/25
    Cardholder Name
    debit

    Frequently Asked Questions

    In which plan can I receive Hydrogen Cards?

    Hydrogen Cards is available in all Hydrogen plans.

    Do I have to be a developer to embed the components?

    No! You just need basic programming skills. We will provide you with a short guide.

    Are there any setup, monthly, maintenance, or other fees?

    You only pay a small monthly fee (starting at $495). We save you tens of thousands of dollars in upfront and transaction fees. It’s embedded finance simplified.

    In what countries can I issue and ship cards?

    Only in the US currently. We will release Hydrogen Cards internationally soon.

    What other vendors will I need to contract with?

    None. We take care of the Issuer, Network, KYC, IAV, Bank Links, Card Manufacturer, and other contracts. For a consumer funded card, we will include a needed ACH addendum in your Hydrogen contract.

    Still have questions?

    Questions

    Embed debit card components in minutes with Hydrogen

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