Hydrogen Debit

Issue physical and virtual debit cards with our fully built and configurable embeddable applications. No lockups, minimums, or other hidden fees. Plus, earn revenue on every swipe!

Cards Reimagined

Hydrogen manages the legal, compliance, support, and insurance of the card program, with components for onboarding, funding, and controls, making debit card issuance easy to add for any business.

Quick Setup

Quick Setup

Creating a card program typically takes 6+ months. With Hydrogen, get up and running in just a few days, with monthly contracts.
Learn More >

White Label Design

White Label Design

Keep your brand top of mind every time users spend money. Add branding to the cards, including your colors and logo.
Learn More >

Huge Cost Savings

Huge Cost Savings

Pay $0 to create the card program (typically $30k+), $0 for development (typically $100k+), and save with no long-term commitments.
Learn More >

Fast Approval

No-Code Apps

Quickly get to market with pre-approved, fully configurable UI for web and mobile, including full white label components and apps.
Learn More >

Interchange Fee Share

Interchange Fee Share

We provide up to 5% on all transactions! Share this revenue with users in the form of cash back/rewards, or keep for profits.
Learn More >

Rewards & Cash Back

Rewards & Cash Back

Automate and push custom rewards to cardholders based on spending, bonuses, balances, MCCs, and merchant IDs.
Learn More >

PCI Compliance

SOC 2 & PCI Compliance

Hydrogen has been certified for SOC 2 & PCI compliance, and passed security audits by all partners, so you don't have to.
Learn More >

Program Management

Full Program Management

All contracting at the issuing bank, card network, and wallets has already been completed by Hydrogen for you.
Learn More >

Virtual Cards

Virtual Cards

Create beautiful virtual cards that can be reloaded by cardholders. All virtual card costs are included in our all-inclusive fee.
Learn More >

Physical Cards

Physical Cards

Hydrogen manages all card ordering, printing, and shipping. All physical card costs are included in our all-inclusive fee.
Learn More >

ACH Included

ACH & Bank Auth

Fund your reserve and enable consumer loads via ACH. Authenticate user bank accounts to confirm ownership and balances.
Learn More >

Bank Auth

FDIC Insured DDA Accounts

Debit cards are insured up to $250,000 by the FDIC, with DDA routing and account numbers enabled for direct deposit.
Learn More >

Tokenized Cards

Tokenized Cards

Pre-approved tokenization for the Apple, Google, and Samsung mobile wallets, for both physical and virtual cards.
Learn More >

No Fee ATM Access

No Fee ATM Access

Withdraw cash on consumer cards at over 55,000 ATMs nationwide, with no additional ATM fee charged by Hydrogen.
Learn More >

Cash Top Ups

Cash Top Ups

Top up cards at large national retailers such as CVS, Walgreens, and Dollar General.
Learn More >

Card Controls

Card Controls

Issue, lock, unlock, close, and more card controls on our beautiful admin UI.
Learn More >

PIN Management

PIN Management

End users can set a personal PIN code for ATM and point of sale security.
Learn More >

Spending Controls

Spending Controls

Admins and end users can set spending controls for amounts and categories.
Learn More >

Coming Soon Consumer Credit Cards

Beginning in Q1 2022, you will be able to issue co-branded credit cards with revolving credit lines. We recommend that companies start with debit cards first, and then introduce credit cards after gaining some traction. Sign up for our credit waitlist here.


Revenue Potential

Every time your users swipe their card, you will receive up to 5% back.
Use the interactive model below to estimate your revenue potential.

100

100

$ 1,000

Additional Revenue Per User

$ 10

Total Annual Revenue

$ 10,000

No-Code Applications

No-code components are small standalone software applications built on top of our APIs. All components can be embedded with a few lines of code and easily connected to client data!

Embeddable Components Basic

White Label App

Does your company have limited technical skills or lack a platform to embed components into? Not to worry! We have a configurable white labeled cards app:


  • Fully hosted by Hydrogen
  • Branded portal with your own domain
  • No coding needed
  • User signup, login/logout, and security

Card Issuance Made Easy

Hydrogen components take all the hard work out of creating a card program.

Embeddable

Embeddable

Hydrogen embeddable components can be placed in any website or mobile app with just a few lines of HTML or JS code!

Orchestrated

Orchestrated

Hydrogen orchestrates the bank, network, ACH, KYC, IAV, & tokenization features. You don’t need a PhD in payments.

Configurable

Configurable

Easy component configurations are available to fit your brand, including logos, colors, fonts, styles, and features.

Beautiful

Beautiful

Hydrogen's design team has created beautiful templates that will integrate into any existing or new application.

Use Cases

Hydrogen Cards is used by companies across dozens of verticals to leverage the power of SaaS based debit card issuance. We support both consumer and corporate card BINs. See All >



Branded Cards

Branded
Cards

  • Rewards & Loyalty >
  • Brands & SMB >
  • Fintech Apps

    Fintech
    App Cards

  • Banking & Payments >
  • Direct Deposit & DDA >
  • Cards Preview

    Our white label apps and components make managing card programs simple.


    Card Designer

    Add your brand color and logo to preview your card. It's that simple with Hydrogen!

    Background Color

    Logo (svg only)


    1234 
    5678 
    9000 
    0000
    Valid thru 11/25
    Cardholder Name
    debit

    Frequently Asked Questions

    In which plan can I receive Hydrogen Cards?

    Hydrogen Cards is available in all Hydrogen plans.

    Do I have to be a developer to embed the no-code components?

    No! You just need basic programming skills. We will provide you with a short guide. Plus, we have a white label web app that requires no dev skills at all!

    Are there any setup, maintenance, or transaction fees?

    No. You only pay $1/card/month. We save you tens of thousands of dollars in upfront and transaction fees. It’s embedded finance simplified!

    How much does it cost to print and ship cards?

    It doesn't cost anything! You only pay $1/card/month for every feature of the platform, including virtual, physical, and tokenized cards.

    What other vendors will I need to contract with?

    None! The Card Processor, Card Network, Mobile Wallets, KYC, IAV, ACH, Card Printer, and Call Center are all taken care of in our single click-through agreement.

    Still have questions?

    Questions

    Embed debit card components in minutes with Hydrogen

    By using this website, you agree to our use of cookies, and you acknowledge that you have read and understand our Privacy Policy and Terms of Use   Continue