Hydrogen Atom

Build sophisticated fintech products from one API platform - in minutes, not years.


Start Building

Hydrogen Atom

The Hydrogen Atom platform has powerful REST APIs with modules built for fintech.
Read about some of the features of our APIs below to see how we can help.



Nucleus API

The Nucleus API provides core digital infrastructure to anchor your fintech application.




Authentication

Single and multi-factor API auth for security.



Client Onboarding

Configure, store, encrypt client info and onboarding.



Accounts

Create and manage client accounts & sub-accounts.



Investments

Securities, model management, portfolios, goals.



Performance

Robust risk and performance reporting on any entity.



Orders

Order creation and tracking for trade execution.



Questionnaires

Decision trees and client questionnaires.



Proton API

The Proton API provides financial engineering to power your fintech application.




Risk Scoring

Create single or multi-dimension risk scores for clients.



Goals Tracking

Add and track financial goals for savings & investing.



Rebalancing

Rebalance portfolios with customizable rules.



Simulations

Perform complex backtests and Monte Carlos on the fly.



Financial Calculators

Calculators for retirement, financial planning, insurance.



Wellness Scores

Score the health of client portfolios and finances.



Electron API

The Electron API provides functionality to manage and grow your fintech application.




Support

Interface with support tickets, FAQs, and chat.



Marketing

Manage and track campaigns, promotions, and usage.



Documents

Store and encrypt sensitive client or firm documents.

Build dozens of different products and platforms within the Hydrogen ecosystem.
Below we highlight some popular use cases around the world.



Investing

Robo Advice Hybrid Advice Brokerage Self Directed Wealth Management Thematic Investing High-Net-Worth Asset Allocation

We have all the infrastructure you need to start a world leading digital investing solution. This includes onboarding, risk profiling, KYC, portfolio construction, trading, ongoing support, and admin. Some of the platforms built in this category include: asset allocation, hybrid advice, high-net worth management, thematic investing, mutual fund investing, and offshore investing.

Savings

Mandatory Savings Voluntary Savings Goals Planning Goals Based Investing

Help clients make the right savings decisions and provide them with industry leading tools, analytics, and dashboards. Some of the platforms built in this category include pension savings, micro-savings, goal tracking, and term deposits.

Insurance

Annuities Structured Products Life Insurance P&C Insurance

Hydrogen will instantly digitize your current insurance experience. Instant digital account opening and document signing, blockchain document notarization, analytics, and customer engagement tools are available at your fingertips. Offer other solutions in savings, wellness, and investing from the same set of APIs to further engage with customers.

Wellness

Personal Financial Management Budgeting Financial Health Financial Planning

Personal finance is complicated. Offering a personal finance platform is even more complicated. Hydrogen helps you aggregate dozens of pieces of data to provide your clients with a dynamic snapshot of their finances, plus tools to help them achieve their goals.

Innovation. Scalability. Modularity. Speed.

Cut years and tens of millions of development cost off your build by leveraging our platform.

The team and tech behind Hydrogen built and ran the most innovative consumer fintech in the US.

Building your solution on our REST API architecture will allow you to scale and extend your capabilities.

Our APIs are built in a modular fashion, allowing you to mix and match elements and move pieces around.

Hydrogen is meant to be light, giving you the tools to get your product to market at faster speeds.

Hydrogen Atom integrates with the tools you need

Interface with your internal systems using our pre-built connectors. Integrate with preferred 3rd party tools for CRM, compliance, aggregation, analytics, data and more.


Request a demo